"We are pleased to announce our merger with Young Adjustment Company, Inc.
This merger allows us to provide a superior range of Public Adjustment and Loss Consulting Services.
We look forward to continuing to service our clients both new and old."
- Stephen R. Figlin, SPPA, FPPA
Welcome to STEPHEN R. FIGLIN &
Please take this opportunity to browse
through our site and learn about
STEPHEN R. FIGLIN & ASSOCIATES,
Adjusters for the Assured and the
services we can provide.
Almost every business person and
homeowner is covered by insurance
for fires, theft, storm, flood damage,
casualties, and other perils - yet
insureds have no inkling of the
technical language included in policies
sometimes known as "small print."
Nor do they understand the complicated
procedures a policyholder must go
through to present and conclude
In most cases, the adjuster for
the insurance company promises that
he will take care of everything
and the policyholder will be reimbursed
for damages, etc.
BUT, you must keep in mind that
these adjusters represent the insurance
company, not you, the policyholder,
and that you the insured, are responsible
for preparing, presenting and documenting
your claims. That is where Stephen
R. Figlin & Associates come
into the claims pictures.
Public Adjuster is YOUR representative
when you make claims for insured
property losses. The adjuster should
be a member of the National Association
of Public Insurance Adjusters. It
is your adjuster who not only understands
the "small print" in your
policy, he or she is so thoroughly
trained that you will get the maximum
return for your loss claim. It is
The Public Adjuster knows that the
burden of proof, for example, on
a fire loss is on the policyholder.
Not the insurance company. Undoubtedly,
you were not aware of this. Most
policyholders have no idea they
must shoulder this responsibility
when making a complete presentation
of their claim. The experienced
public adjuster understands such
details, and just about everything
else contained in your insurance
policy. This experience, this knowledge,
is to your advantage because the
public adjuster works to get you
all that you are entitled to.
It is important to note that our
professional loss consultants can
assist in evaluate building damage,
identify damage to affected equipment
record inventory loss, and perform
a full review of coverage in order
to maximize the right of recovery
for all losses, including Business
Interruption. We can also help determine
replacement costs, salvage values
and depreciation factors, among
other services. Stephen R. Figlin
& Associates can assist in determining
uninsured losses for tax purposes;
servicing also, those companies
and organizations who are self-insured.
Even before a loss occurs, we are
available to review policy coverages
Now with Young Adjustment Company, Inc.
900 Lenmar Drive
Blue Bell, PA 19422
215-342-8514 or 215-654-6800
24 Hour Emergency Service Available.
Copyright © 2010 Stephen R.
Figlin & Associates